Al Rajhi Bank Home Finance Calculator
Estimate your monthly Al Rajhi Bank home finance payment at current rates. Free, no signup.
Al Rajhi Bank home finance rate
| Lender | Typical rate | Max term |
|---|---|---|
| Al Rajhi Bank | 6.25% p.a. (Islamic) | up to 25 years |
Islamic (Murabaha/Ijara); SAR USD-pegged. Your rate depends on your profile and deposit — verify with the bank.
Worked example
Example: SR1,000,000 Al Rajhi Bank home finance at 6.25% for 25 years.
- Monthly payment: SR6,597
- Total profit: SR979,008
- Total payable: SR1,979,008
Frequently Asked Questions
What is the Al Rajhi Bank home finance rate?
Al Rajhi Bank home finance rates are around 6.25% p.a. as a 2026 reference. Islamic (Murabaha/Ijara); SAR USD-pegged. Your exact rate depends on your profile and deposit.
How is the Al Rajhi Bank monthly payment calculated?
Using the reducing-balance formula on the financed amount. Enter your amount, rate and term in the calculator above.
How much deposit do I need?
A larger deposit lowers your rate and total cost. Most lenders also add valuation, legal and registration fees on top of the deposit.
Can I reduce the total cost?
Yes — a bigger deposit, shorter term, and extra/early repayments all cut total interest. Check for any early-repayment charges first.