City Bank Home Loan Calculator
Estimate your monthly City Bank home loan payment at current rates. Free, no signup.
City Bank home loan rate
| Lender | Typical rate | Max term |
|---|---|---|
| City Bank | 13.50% p.a. | up to 15 years |
Bangladesh Bank policy ~10%. Your rate depends on your profile and deposit — verify with the bank.
Worked example
Example: ৳5,000,000 City Bank home loan at 13.50% for 15 years.
- Monthly payment: ৳64,916
- Total interest: ৳6,684,867
- Total payable: ৳11,684,867
Frequently Asked Questions
What is the City Bank home loan rate?
City Bank home loan rates are around 13.50% p.a. as a 2026 reference. Bangladesh Bank policy ~10%. Your exact rate depends on your profile and deposit.
How is the City Bank monthly payment calculated?
Using the reducing-balance formula on the financed amount. Enter your amount, rate and term in the calculator above.
How much deposit do I need?
A larger deposit lowers your rate and total cost. Most lenders also add valuation, legal and registration fees on top of the deposit.
Can I reduce the total cost?
Yes — a bigger deposit, shorter term, and extra/early repayments all cut total interest. Check for any early-repayment charges first.