SAR to PKR Converter & Saudi→Pakistan Remittance Guide
Convert Saudi riyals to Pakistani rupees at the live mid-market rate, and find the cheapest way to send money from Saudi Arabia to Pakistan. No signup, no tracking.
Get the live SAR → PKR rate
Exchange rates move every minute, so this page won't quote a fixed number — open the converter above for the current mid-market SAR/PKR rate (cached hourly, works offline with a fallback). The mid-market rate is the "real" rate; what your recipient actually gets depends on the provider's margin and fees below.
Best ways to send SAR to Pakistan
| Provider | Typical cost | Notes |
|---|---|---|
| STC Pay / urpay | Low fee, app-based | Popular in Saudi Arabia |
| Al Rajhi (Tahweel) | Branch + app | Wide Saudi network |
| Wise | Low % margin, transparent | Mid-market rate |
| Remitly | Low fee; first-transfer promo | Fast, app-based |
| Roshan Digital Account | Bank rate; for NRPs | Direct to PKR/FCY accounts |
Always compare the total received in PKR, not just the headline fee — a "zero fee" transfer can hide a poor exchange-rate margin.
Tips to get more PKR for your money
- Compare the total PKR received for your exact amount, not just the fee.
- Saudi app wallets like STC Pay and bank channels are often competitive on this corridor.
- A Roshan Digital Account can offer attractive rates and incentives for overseas Pakistanis.
- Watch the exchange-rate margin, not just the upfront fee.
- Send larger, less frequent transfers to dilute fixed fees over more rupees.
Frequently Asked Questions
What is the live SAR to PKR rate today?
Rates move constantly — use the converter above for the current mid-market SAR/PKR rate. Your recipient's amount depends on the provider's margin and fee on top of that rate.
What is the cheapest way to send money from Saudi Arabia to Pakistan?
Saudi wallets and banks (STC Pay, Al Rajhi Tahweel) are usually competitive, along with Wise and Remitly. A Roshan Digital Account suits overseas Pakistanis. Compare the total PKR received.
What is a Roshan Digital Account?
A State Bank of Pakistan scheme for overseas Pakistanis to send and invest money directly into PKR or foreign-currency accounts, often with attractive rates and incentives.
Why is my rate worse than Google's?
Google shows the mid-market rate; providers add a margin and sometimes a fee, so the effective rate is a bit lower. Compare the final PKR amount across providers.
How do I get the best SAR–PKR rate?
Compare total received across a Saudi wallet/bank, Wise/Remitly and a Roshan Digital Account, focus on the margin not just the fee, and send larger amounts less frequently.