Zakat Calculator — Bangladesh
Calculate your 2.5% Zakat in Taka on cash, gold, silver and investments, with the nisab set from live gold/silver prices. No signup, no tracking.
What is Zakat and the nisab?
Zakat is one of the Five Pillars of Islam: a 2.5% annual due on qualifying wealth held for a full lunar year (hawl), once your net wealth exceeds the nisab threshold. Nisab is the value of 87.48g of gold or 612.36g of silver; most scholars suggest using the silver nisab so more of your wealth benefits those in need. The calculator uses live gold and silver prices to set the nisab in BDT automatically.
What wealth is zakatable?
- Add: cash and bank balances, gold and silver, shares/mutual funds and other investments, money owed to you that you expect back, and business stock.
- Subtract: immediate debts you owe (e.g. due bills, short-term loans).
- Usually excluded: your home you live in, personal car, and tools of your trade.
Worked example
Example (all above nisab, held one lunar year):
- Cash & bank: ৳8,00,000
- Gold & silver value: ৳4,00,000
- Shares / investments: ৳3,00,000
- Less debts owed by you: − ৳1,00,000
- Net zakatable wealth: ৳14,00,000
- Zakat due (2.5%): ৳35,000
Zakat in Bangladesh — practical notes
- Zakat is due once a full lunar year passes on wealth above nisab; many pay during Ramadan.
- Using the silver nisab (lower threshold) is the cautious choice and helps more recipients.
- Distribute via trusted organisations such as established local relief and zakat funds to eligible recipients.
Frequently Asked Questions
How much is Zakat in Bangladesh?
Zakat is 2.5% of your net zakatable wealth — cash, gold, silver, shares and business assets, minus immediate debts — once it exceeds the nisab and has been held for one lunar year.
What is the nisab in Taka?
Nisab equals the value of 87.48g of gold or 612.36g of silver, which changes daily with metal prices. The calculator sets it in Taka from live gold/silver prices; the silver nisab is lower.
Is Zakat payable on savings certificates and shares?
Yes, on their current value as investments held for growth. Add cash, deposits, the value of shares/funds and gold together, then subtract immediate debts.
When is Zakat due?
After a full lunar year (hawl) on wealth above the nisab. Choosing a fixed annual date — often in Ramadan — makes it easy to track and pay consistently.
Gold nisab or silver nisab?
Both are valid. Many scholars favour the silver nisab because it is lower, so more people qualify and more wealth is given to those in need.