Editorial Policy
Our standards for accuracy, independence, and trust.
Accuracy
Every rate, bank name, and figure is intended to be real and current. Defaults are drawn from official central-bank publications and typical commercial-bank offerings, and labelled with a reference period. Where data may have changed, we say so and tell you to verify with your bank. We never invent numbers.
Independence
fin·calc runs on Google AdSense and uses Google Analytics to understand aggregate traffic — that's how a free, no-signup tool stays free. Editorial independence means something more specific than "no ads": no bank, lender, or advertiser can pay to change a rate, a formula, or a calculation result. Ad placement has zero influence on the numbers you see. Calculations still run entirely in your browser — your loan amounts, income, and other inputs are never sent to a server, never stored, and never sold. See our Privacy Policy for the full detail on AdSense and Analytics.
Corrections
If you spot an error in a rate, formula, or figure, email us and we will review and correct it. Accuracy in a money tool is the whole point.
Not financial advice
fin·calc is an educational estimation tool, not a licensed advisor. For personal decisions, consult a qualified professional.