Rent vs Buy Calculator
Over the next few years, will you come out ahead renting or buying? Enter the price, your rent and how long you'll stay — the calculator totals every cost of each path and subtracts what the home would be worth at the end.
Choose your country for local rates
Rates, currency and rules differ everywhere. Open the rent vs buy calculator tuned to your country:
How the comparison works
For buying, it adds up your down payment, loan payments and upkeep over your stay, then subtracts the home's value after price growth — that net figure is your true cost of owning. For renting, it totals every year's rent (with yearly increases). The lower net cost wins.
It's not only about money
The math often favors buying over long stays and renting over short ones — but flexibility, maintenance hassle and job mobility matter too. Use the number as a strong input, not the whole decision.
Want the full interactive tool?
The homepage version adds sliders, schedules and 14 calculators in one place.
Open the full calculator →