fin·calc

Retirement Calculator

Find out how much you need to invest every month to retire with the monthly income you want — accounting for inflation between now and retirement, and a 25-year retirement drawdown.

yrs
yrs
$
Monthly investment needed$0
Corpus needed$0
Income at retirement$0
Assumes 5% inflation, 9% return while saving, 6% after retirement, and a 25-year retirement · Open the full tool →

Choose your country for local rates

Rates, currency and rules differ everywhere. Open the retirement calculator tuned to your country:

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Inflation is the quiet killer

The income you want today will cost far more by the time you retire. This calculator inflates your target income to future money, works out the corpus (lump sum) needed to fund a 25-year retirement from it, then back-solves the monthly investment required to build that corpus.

Start early — it does the heavy lifting

Because of compounding, starting ten years earlier can roughly halve the monthly amount you need. The single most powerful retirement lever is time, not return.

Want the full interactive tool?

The homepage version adds sliders, schedules and 14 calculators in one place.

Open the full calculator →

Frequently Asked Questions

What assumptions does this use?
5% inflation, 9% return while saving, 6% after retirement, and a 25-year retirement. The full tool on the homepage lets you change all of these.
Does this work for my country?
Yes — pick your country below for a localized version with your currency and typical return assumptions.

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