Terms of Service

Last updated: August 6, 2026

By using fin·calc (fincalcyou.com, the "Site"), you agree to these terms. If you do not agree, please do not use the Site.

1. What the Site provides

fin·calc offers free financial calculators (home loan, car loan, monthly investment, fixed deposit, retirement, Zakat and others) covering multiple countries. All calculations run in your browser using standard mathematical formulas and reference interest rates.

2. Not financial advice

The Site is provided for general educational and informational purposes only. Results are estimates based on the inputs you enter and on reference rates that change frequently. Nothing on the Site is financial, investment, tax, legal, or accounting advice, and no result should be relied upon to make a financial decision. Always confirm current terms with your bank or a licensed professional before acting. fin·calc is not a bank, lender, broker, or licensed financial adviser.

3. Accuracy and reference rates

Interest rates, bank names, tax notes and other figures are typical reference values compiled for the stated year and may be out of date, incomplete, or inaccurate at any given time. Your actual rate depends on your credit profile, lender, and market conditions. The Site is provided "as is" and "as available," without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose, or uninterrupted availability.

4. Limitation of liability

To the fullest extent permitted by law, fin·calc and its operator are not liable for any loss or damage — direct, indirect, incidental, or consequential — arising from your use of, or reliance on, the Site, its calculators, or its content. You use the Site at your own risk.

5. Advertising and third-party links

The Site is supported by advertising, including Google AdSense. Ads and any third-party links are provided by external parties; fin·calc does not endorse and is not responsible for third-party content, products, or services. Your interactions with advertisers or linked sites are solely between you and that party. See our Privacy Policy for how advertising cookies are used.

6. Acceptable use

You agree not to misuse the Site, including attempting to disrupt it, scrape it at scale, reverse-engineer it, or use it for any unlawful purpose. The embeddable calculator widgets may be used on other sites subject to keeping the visible "by fin·calc" attribution link.

7. Intellectual property

The Site's design, text, and code are the property of fin·calc unless otherwise noted. You may cite or reference our data with a link back to the Site. You may not copy the Site wholesale or present it as your own.

8. Changes

We may update these terms at any time. Continued use of the Site after changes means you accept the revised terms. The "last updated" date above reflects the current version.

9. Contact

Questions about these terms? Email sakarayasakit@gmail.com.

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