Monthly Investment Calculator — Taiwan
See how a monthly investment grows over time at Taiwan's historical returns. No signup, no account needed.
Where to invest in Taiwan
TAIEX long-run ≈ 9–10% (triangulated; no single official figure widely published). No capital gains tax on individual stock sales; a 0.3% securities transaction tax applies on sale instead. Platforms: Fubon, Cathay, Yuanta, CTBC Securities.
Returns are long-term historical averages, not guarantees - markets fall as well as rise. Invest for the long term and diversify.
The power of compounding
Investing $10,000 per month for 15 years at 9% p.a.:
- Future value: $3,812,438
- Total invested: $1,800,000
- Estimated gains: $2,012,438
That is roughly 2.1× your money - most of it from compounding. Scale the $10,000 to your own monthly amount, and remember that starting earlier matters more than investing more.
How to start - and stay - invested in Taiwan
- Automate a fixed monthly amount so you invest through good months and bad.
- Start small; you can raise the amount as your income grows.
- Favour low-cost, diversified funds over picking individual stocks.
- Stay invested through market dips - time in the market beats timing the market.
A real-data rate check: long-term returns in Taiwan (2026)
A clean, single-figure official long-run CAGR for the TAIEX Total Return Index is not published as prominently as for some other major indices, so this figure is triangulated from two independent, corroborating data points: (1) the Taiwan Fund (NYSE: TWN), a diversified closed-end fund investing in Taiwan equities since 1987, grew from about $1.48 to roughly $39.90 by mid-2025 — a ~27x increase over ~38 years, or roughly a 9–10% compound annual growth rate; and (2) commentary on the TAIEX itself describes an approximate 9–10.5% annualised total return (including reinvested dividends) since the index’s 1970s inception. Both point to a similar range.
Individual funds and share-price-only indices will differ from the dividend-reinvested total-return figure, and any single year can swing sharply — Taiwan equities fell roughly 49% in 2000, 47% in 2008 and 38% in 2022 before recovering. A 9% assumption sits within the corroborated range rather than at either extreme.
Taiwan has no capital gains tax on individual stock sales; instead, a securities transaction tax of 0.3% of the trading price applies on sale (0.15% for day trading, through 31 December 2027) — a very different tax structure from most other markets on this site.
A more realistic example: investing NT$15,000 per month at an assumed 9% annual return for 15 years (180 months) grows to approximately NT$5,718,657 — from NT$2,700,000 contributed. Extend the same NT$15,000 monthly contribution to 20 years (240 months) and the projected balance rises to approximately NT$10,093,440, from NT$3,600,000 contributed.
Frequently Asked Questions
How does a monthly investment work in Taiwan?
You invest a fixed amount each month into funds or an index. You buy more units when prices are low and fewer when high (cost averaging), and returns compound over time.
What return can I expect in Taiwan?
Long-term historical equity returns are around 9% per year here, though any single year can be sharply up or down. TAIEX long-run ≈ 9–10% (triangulated; no single official figure widely published). No capital gains tax on individual stock sales; a 0.3% securities transaction tax applies on sale instead. Platforms: Fubon, Cathay, Yuanta, CTBC Securities.
How much do I need to start investing in Taiwan?
Most platforms let you start small and increase later. Setting up an automatic monthly investment builds discipline and smooths out market timing.
Should I invest a lump sum or monthly in Taiwan?
Investing monthly spreads your entry across market ups and downs (cost averaging) and is easier to budget. A lump sum can do better in a steadily rising market but carries more timing risk.
Is investing better than a fixed deposit in Taiwan?
Investing targets higher long-term growth but carries market risk; fixed deposits are safer but usually return less. Many people hold both, matched to their time horizon.
Are investment gains taxed in Taiwan?
Taiwan has no capital gains tax on individual stock sales. Instead, a securities transaction tax (STT) of 0.3% of the trading price is charged on the sale of listed shares (reduced to 0.15% for day trading, through 31 December 2027) — Invest Taiwan, the government's official investment portal. Dividend income is taxed as part of your ordinary income; check current IRD rules for the exact treatment.
Is 9% a realistic annual return assumption for a SIP in Taiwan?
It's a reasonably grounded middle estimate. A single, official long-run TAIEX total-return CAGR isn't as prominently published as for some other indices, but two independent data points -- the Taiwan Fund's ~38-year price history (roughly 9-10% CAGR) and commentary on the TAIEX's own since-inception total return (roughly 9-10.5%) -- both converge on a similar range.
Is there a capital gains tax on stocks in Taiwan?
No. Taiwan has no capital gains tax on individual stock sales. Instead, a securities transaction tax of 0.3% of the trading price applies when you sell listed shares (0.15% for day trading, through the end of 2027), per Taiwan's official Invest Taiwan portal.
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Sources
Return assumptions and rates are compiled from each country's central-bank publications, recognized market-index data and the typical offerings of major providers, reviewed for 2026 and subject to change. Returns are long-term historical averages, not guarantees. See our methodology and editorial policy for how we source and update this data.
Additional sources for this page
Taiwan Fund (NYSE: TWN) 38-year price history: Taiwan Fund Stock Price History – Macrotrends. Securities transaction tax rate: Securities Transaction Tax – Invest Taiwan (official government portal). See our methodology and editorial policy for how we source and update this data.