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Enjaz (Bank Albilad / Enjaz Payment Services) — routes, payout methods & regulation

Coverage checked 2026-09-23 on Enjaz (Bank Albilad / Enjaz Payment Services)'s own website. All providers

Enjaz (Bank Albilad / Enjaz Payment Services) is a money transfer company. Below is what its own website says about the routes fin·calc tracks: where it sends, how recipients can be paid and how you can pay — each row linked to the page we checked. We don't publish its fees or exchange rates, because they change by amount, payment and payout method; get a live quote from www.enjaz.com and paste it into our transfer calculator to see its true cost against the reference rate.

How Enjaz (Bank Albilad / Enjaz Payment Services) says it charges

Our transfer fees can start from 0 and vary by corridor based on the destination country and method used. source

Whatever the headline fee, compare what your recipient actually gets: the exchange rate used can cost more than the fee. Our true cost calculator splits the two.

Regulation (as stated by Enjaz (Bank Albilad / Enjaz Payment Services))

Enjaz Payment Services Company ... Under the supervision and control of the Saudi Central Bank as a fintech service provider, and licensed under decree No.19/M U M/1443 source
Bank AlBilad is listed among licensed Saudi banks on the SAMA register. source

Check the regulator's own register before sending large amounts.

Routes we checked

RouteStatusRecipient gets it viaPay withSource
🇸🇦 Saudi Arabia → 🇵🇰 Pakistan
SAR → PKR
OfferedBank depositCash pickupIn-appofficial page
checked 2026-09-23
Bank Albilad 'Enjaz Instant remittance to Pakistan': 'cash over counter or credit to beneficiary account' via Bank of Punjab, Bank Alfalah, Bank AL Habib; channels Albilad app/Net/ATM, Enjaz kiosk/POS/centers; 'transfer fee is free' (kiosk/center >= 380 SAR). Page date unknown. Enjaz site also offers mobile wallet payout generally (PKR among currencies) but not confirmed for PK.
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"Could not verify" means the official page was unavailable to us or silent — not that the route doesn't exist. Methods are only those the page states; an empty list means the page didn't say. Delivery times and limits aren't listed because we haven't verified them per route.

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