Glossary › SIP
What is SIP (Systematic Investment Plan)?
Investing a fixed amount at regular intervals (usually monthly) into mutual funds or an index.
A SIP automates investing a set sum each month. It uses rupee/cost averaging — you buy more units when prices are low and fewer when high — and benefits from long-term compounding. Returns aren't guaranteed and vary with the market.
Example
₹10,000/month for 20 years at 12% grows to roughly ₹1 crore.