Send money internationally with fewer surprises
See the real economics of a transfer: the reference rate, the provider's rate, the fee, the hidden exchange-rate markup, and what your recipient actually gets.
How much do they actually get?
Pick a cost assumption to see how fees and rate markup change the outcome. These are benchmarks, not provider quotes — compare real quotes below.
Compare transfer providers for this route
Reference exchange rate
The mid-market benchmark — useful for judging quotes, but not a rate you can actually transfer at.
Rate history
How the reference rate has moved.
Multi-currency converter
Your amount in several currencies at once (reference rates).
Transfer calculators
Enter two options' fee and rate markup (from real quotes) to see how the gap grows with the amount.
Example inputs only — replace with the fee and markup from the quotes you get.
Paste two quotes for the same amount — one from your bank, one from a transfer provider.
Comparing more than two? Use the 4-quote true cost calculator.
For a fixed amount the other side must receive — a supplier invoice, tuition, rent or a bill abroad.
Check whether your provider or the recipient's bank deducts an incoming fee: if it does, the amount credited will be lower than the amount sent.
Planning to convert later? See what a move in the reference rate would do to the amount received. These are scenarios, not forecasts.
Use the rate history above to see how far this pair has actually moved over 30 days, 1 year or 5 years.
One quote has a lower fee, the other a better exchange rate. Enter both to find the amount where they deliver the same.
Uses the rate and fixed fee exactly as each provider quotes them. If a fee is a percentage, compare with the true cost calculator instead.
Routes with verified provider coverage
Corridors where we've checked each provider's own site. Tap one to load it above.
Browse all providers or the country explorer. Corridor guides: US→Pakistan · UK→Pakistan · UAE→Pakistan · Saudi→Pakistan · US→Philippines · US→Mexico · UK→Nigeria · US→Bangladesh
How this works — and what we don't claim
Reference rate vs provider rate. The reference (mid-market) rate is the midpoint of wholesale prices. Providers convert at their own customer rate, usually below it; the gap is a cost on top of any fee. That's why a "$0 fee" transfer can deliver less than one with a fee.
Provider coverage is verified, prices are not stored. Each provider card links the official page we checked and the date. We don't publish fees, rates or delivery times because they change with amount, funding and payout method, and we have no authorised live feed. Paste the quote a provider shows you and the card works out its true cost against the reference rate.
Rates and freshness. Reference rates come from a daily snapshot (ExchangeRate-API free tier, European Central Bank fallback). History uses European Central Bank reference rates where the ECB publishes the currency, and otherwise the site's own daily archive, which only goes back to August 2026. Every figure shows its source and date; old snapshots are labelled indicative; currencies without a rate say so instead of showing a number.
Benchmarks. UN Sustainable Development Goal 10.c: remittance costs below 3% by 2030. World Bank Remittance Prices Worldwide, Q3 2025: global average 6.36% for sending $200. See the methodology and true cost calculator.
Questions
Why no live provider prices? They change through the day and depend on how you pay and how your recipient is paid. Rather than invent them, we show who serves your route and let you check each provider's real quote.
Is my data sent anywhere? No. Everything runs in your browser; we don't ask for any personal or bank details.