OFX — routes, payout methods & regulation

Coverage checked 2026-09-23 on OFX's own website. All providers

OFX is a money transfer company. Below is what its own website says about the routes fin·calc tracks: where it sends, how recipients can be paid and how you can pay — each row linked to the page we checked. We don't publish its fees or exchange rates, because they change by amount, payment and payout method; get a live quote from www.ofx.com and paste it into our transfer calculator to see its true cost against the reference rate.

How OFX says it charges

All transactions are governed by OFX Terms and Conditions which includes information in relation to Margin which is how we make our money. (Advertises 'low or no transfer fees'; Margin = difference between quoted rate and wholesale rate.) source

Whatever the headline fee, compare what your recipient actually gets: the exchange rate used can cost more than the fee. Our true cost calculator splits the two.

Regulation (as stated by OFX)

OFX is licensed money transmitter NMLS #1021624. ... regulated by FinCEN, state regulators. source

We are authorised by the Financial Conduct Authority as an Electronic Money Institution (Firm Ref. No. 902028). source

OFX is registered with the Financial Transactions and Reports Analysis Centre FINTRAC under registration number M08560392. source

Check the regulator's own register before sending large amounts.

Routes we checked

"Could not verify" means the official page was unavailable to us or silent — not that the route doesn't exist. Methods are only those the page states; an empty list means the page didn't say. Delivery times and limits aren't listed because we haven't verified them per route.