Paysend — routes, payout methods & regulation

Coverage checked 2026-09-23 on Paysend's own website. All providers

Paysend is a money transfer company. Below is what its own website says about the routes fin·calc tracks: where it sends, how recipients can be paid and how you can pay — each row linked to the page we checked. We don't publish its fees or exchange rates, because they change by amount, payment and payout method; get a live quote from paysend.com and paste it into our transfer calculator to see its true cost against the reference rate.

How Paysend says it charges

A small fixed fee applies per transfer, no matter how much you send. In some countries, or when using certain payment methods, additional local fees may apply. (Exchange rates described as 'competitive and reflective of the current market'; margin not disclosed.) source

Whatever the headline fee, compare what your recipient actually gets: the exchange rate used can cost more than the fee. Our true cost calculator splits the two.

Regulation (as stated by Paysend)

Paysend US LLC is a licensed money transmitter (NMLS ID: 2048617) in the states listed here. In other US states and territories, money transmission services are provided by Central Bank of Kansas City and Cross River Bank. source

Paysend Plc is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 900004) as an electronic money institution. source

Paysend CA Limited is registered as a money services business with FINTRAC (Reg. No. M19598578) and licensed by Revenue Québec (License No. 11874). source

Check the regulator's own register before sending large amounts.

Routes we checked

"Could not verify" means the official page was unavailable to us or silent — not that the route doesn't exist. Methods are only those the page states; an empty list means the page didn't say. Delivery times and limits aren't listed because we haven't verified them per route.