Sendwave — routes, payout methods & regulation

Coverage checked 2026-09-23 on Sendwave's own website. All providers

Sendwave is a transfer app. Below is what its own website says about the routes fin·calc tracks: where it sends, how recipients can be paid and how you can pay — each row linked to the page we checked. We don't publish its fees or exchange rates, because they change by amount, payment and payout method; get a live quote from www.sendwave.com and paste it into our transfer calculator to see its true cost against the reference rate.

How Sendwave says it charges

We may charge a small transfer fee depending on factors like the currency, amount and payment methods ... we make money from the exchange rate, which may include a small margin based on the difference between the exchange rate shown in the app and the market exchange rate. source

Whatever the headline fee, compare what your recipient actually gets: the exchange rate used can cost more than the fee. Our true cost calculator splits the two.

Regulation (as stated by Sendwave)

US: licensed as a Money Transmitter by the New York State Department of Financial Services, NMLS No. 1179663. UK: Authorised and Regulated by the Financial Conduct Authority (FCA). EU: authorised by the National Bank of Belgium to operate as a payment institution. source

Check the regulator's own register before sending large amounts.

Routes we checked

"Could not verify" means the official page was unavailable to us or silent — not that the route doesn't exist. Methods are only those the page states; an empty list means the page didn't say. Delivery times and limits aren't listed because we haven't verified them per route.