Xe Money Transfer — routes, payout methods & regulation
Coverage checked 2026-09-23 on Xe Money Transfer's own website. All providers
Xe Money Transfer is a money transfer company. Below is what its own website says about the routes fin·calc tracks: where it sends, how recipients can be paid and how you can pay — each row linked to the page we checked. We don't publish its fees or exchange rates, because they change by amount, payment and payout method; get a live quote from www.xe.com and paste it into our transfer calculator to see its true cost against the reference rate.
How Xe Money Transfer says it charges
The send fee is a small charge which we add to some transfers. In addition to the send fee, Xe also makes money when converting your money. source
Whatever the headline fee, compare what your recipient actually gets: the exchange rate used can cost more than the fee. Our true cost calculator splits the two.
Regulation (as stated by Xe Money Transfer)
XE Money Transfer is a service provided by Dandelion Payments, Inc., dba Xe USA, licensed as a Money Transmitter by the New York State Department of Financial Services; licensed by the Georgia Department of Banking and Finance, NMLS ID 920968; licensed as a Foreign Transmittal Agency by the Massachusetts Division of Banks. source
HiFX Europe Limited, trading as XE. HiFX Europe Limited is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017, registration 462444, for the provision of payment services. source
XE Money Transfer is a service provided by HiFX Canada Inc. dba Xe, a money services business (MSB) registered with The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC). source
Check the regulator's own register before sending large amounts.
Routes we checked
| Route | Status | Recipient gets it via | Pay with | Source | |
|---|---|---|---|---|---|
| 🇨🇦 Canada → 🇵🇰 Pakistan CAD → PKR | Offered | Bank depositMobile wallet | Not stated on provider page | official page checked 2026-09-23 Bank per CA PK page; wallets per help centre (https://help.xe.com/hc/en-gb/articles/10110497808785-Where-are-mobile-wallets-available). Funding not stated. | Compare |
| 🇬🇧 United Kingdom → 🇧🇩 Bangladesh GBP → BDT | Offered | Bank depositCash pickupMobile wallet | Bank transferDebit cardCredit card | official page checked 2026-09-23 Xe's UK Bangladesh page covers GBP-to-BDT transfers and lists bank deposits, cash pickup (in the Xe app) and mobile wallets (bKash, Rocket, UPay). | Compare · Guide |
| 🇬🇧 United Kingdom → 🇰🇪 Kenya GBP → KES | Offered | Bank depositCash pickupMobile wallet | Bank transferCredit cardDebit card | official page checked 2026-09-23 Cash pickup app-only; M-Pesa/Equitel wallets per help centre (https://help.xe.com/hc/en-gb/articles/10110497808785-Where-are-mobile-wallets-available). | Compare |
| 🇬🇧 United Kingdom → 🇳🇬 Nigeria GBP → NGN | Offered | Bank depositCash pickup | Bank transferCredit cardDebit card | official page checked 2026-09-23 Nigeria not in Xe mobile wallet list. | Compare · Guide |
| 🇬🇧 United Kingdom → 🇵🇰 Pakistan GBP → PKR | Offered | Bank depositMobile wallet | Not stated on provider page | official page checked 2026-09-23 Bank per UK PK page (recipient account/SWIFT); wallets per help centre (https://help.xe.com/hc/en-gb/articles/10110497808785-Where-are-mobile-wallets-available). Funding not stated. | Compare · Guide |
| 🇺🇸 United States of America → 🇧🇩 Bangladesh USD → BDT | Offered | Mobile wallet | Bank transferCredit cardDebit card | official page checked 2026-09-23 Wallets bKash, ROCKET, Upay, Nagad per help centre (https://help.xe.com/hc/en-gb/articles/10110497808785-Where-are-mobile-wallets-available). BD page does not list payout methods; bank deposit not explicitly confirmed. Funding: 'bank transfer or debit/credit card'. | Compare · Guide |
| 🇺🇸 United States of America → 🇪🇬 Egypt USD → EGP | Offered | Not stated on provider page | Bank transferDebit cardCredit card | official page checked 2026-09-23 Xe's US Egypt page shows a USD-to-EGP example and lists US funding methods but does not state Egypt receive methods. Note: EGP did not appear in Xe's 'Which currencies do you offer?' article at fetch time, though Egypt is on its 'Which countries can I send money to?' list. | Compare · Guide |
| 🇺🇸 United States of America → 🇰🇪 Kenya USD → KES | Offered | Mobile walletCash pickupBank deposit | Bank transferDebit cardCredit card | official page checked 2026-09-23 Xe's US Kenya page uses the United States (USD) as the example sender and lists mobile wallets, cash pickup and bank deposits. | Compare · Guide |
| 🇺🇸 United States of America → 🇱🇰 Sri Lanka USD → LKR | Offered | Cash pickupBank deposit | Bank transferDebit cardCredit card | official page checked 2026-09-23 Xe's US Sri Lanka page shows a USD sending example and lists cash pickup and bank deposits. | Compare · Guide |
| 🇺🇸 United States of America → 🇲🇽 Mexico USD → MXN | Offered | Bank depositCash pickupMobile wallet | Bank transferCredit cardDebit card | official page checked 2026-09-23 Cash pickup app-only (OXXO, Elektra, etc.); funding incl. ACH and wire. Wallets Mercado Pago, Spin by OXXO per help centre. | Compare · Guide |
| 🇺🇸 United States of America → 🇳🇬 Nigeria USD → NGN | Offered | Cash pickupBank deposit | Bank transferDebit cardCredit card | official page checked 2026-09-23 Xe's US Nigeria page shows a USD-to-NGN example and lists cash pickup (in the Xe app) and bank deposits; funding by debit card, credit card, ACH debit or bank/wire transfer. | Compare · Guide |
| 🇺🇸 United States of America → 🇵🇭 Philippines USD → PHP | Offered | Bank depositCash pickupMobile wallet | Bank transferCredit cardDebit card | official page checked 2026-09-23 Cash pickup app-only; funding incl. ACH direct debit and wire. Wallets (GCash, Maya, Coins.ph...) per help centre. | Compare · Guide |
| 🇺🇸 United States of America → 🇵🇰 Pakistan USD → PKR | Offered | Bank depositMobile wallet | Not stated on provider page | official page checked 2026-09-23 Bank: page requires recipient bank name/account/SWIFT. Wallets (JazzCash, Easypaisa, SadaPay, NayaPay, etc.) per help centre. Cash pickup not confirmed. Funding not stated on PK page. | Compare · Guide |
| 🇺🇸 United States of America → 🇹🇷 Türkiye USD → TRY | Offered | Cash pickupBank deposit | Bank transferDebit cardCredit card | official page checked 2026-09-23 Xe's US Turkey page states 'Sending money to Turkey (TRY) from United States (USD)' and lists cash pickup and bank deposits. | Compare · Guide |
| 🇺🇸 United States of America → 🇻🇳 Vietnam USD → VND | Offered | Bank depositCash pickupMobile wallet | Bank transferDebit cardCredit card | official page checked 2026-09-23 Xe's US Vietnam page states 'Sending money to Viet Nam (VND) from United States (USD)' and lists bank deposits, cash pickup and mobile wallets. | Compare · Guide |
| 🇦🇪 United Arab Emirates → 🇵🇰 Pakistan AED → PKR | Not offered | — | — | official page checked 2026-09-23 UAE not on Xe's official list of countries customers can register/send from (Europe, Canada, US, Australia, NZ). | Compare · Guide |
| 🇩🇪 Germany → 🇹🇷 Türkiye EUR → TRY | Could not verify | — | — | official page checked 2026-09-23 Germany is on Xe's list of countries you can register from, and Turkey (TRY) is on its destination list, but Xe says options depend on location. Its Turkey pages only give USD examples, so the route is not confirmed for Germany. | Compare · Guide |
| 🇸🇦 Saudi Arabia → 🇵🇰 Pakistan SAR → PKR | Not offered | — | — | official page checked 2026-09-23 Saudi Arabia not on Xe's official list of countries customers can register/send from. | Compare · Guide |
"Could not verify" means the official page was unavailable to us or silent — not that the route doesn't exist. Methods are only those the page states; an empty list means the page didn't say. Delivery times and limits aren't listed because we haven't verified them per route.
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