Xoom — routes, payout methods & regulation

Coverage checked 2026-09-23 on Xoom's own website. All providers

Xoom is a money transfer company. Below is what its own website says about the routes fin·calc tracks: where it sends, how recipients can be paid and how you can pay — each row linked to the page we checked. We don't publish its fees or exchange rates, because they change by amount, payment and payout method; get a live quote from www.xoom.com and paste it into our transfer calculator to see its true cost against the reference rate.

How Xoom says it charges

We'll show you the exact fee and the amount they'll receive before you hit send. Fees and limitations apply. source

Whatever the headline fee, compare what your recipient actually gets: the exchange rate used can cost more than the fee. Our true cost calculator splits the two.

Regulation (as stated by Xoom)

Xoom is a PayPal service. PayPal, Inc. is licensed for its money transmission activity and virtual currency activity in the following US jurisdictions (NMLS ID #910457). (xoom.com/state-licensing redirects to this PayPal licenses page.) source

Check the regulator's own register before sending large amounts.

Routes we checked

"Could not verify" means the official page was unavailable to us or silent — not that the route doesn't exist. Methods are only those the page states; an empty list means the page didn't say. Delivery times and limits aren't listed because we haven't verified them per route.