fin·calc

🇳🇬 Money transfer: Nigeria

Provider coverage checked 2026-09-23 · reference rate loads live below

Sending money to Nigeria: the local currency, which transfer providers officially serve each route we track, and how the money can be paid out — every provider row linked to the page we checked.

Reference rate loads here.

Sending money to Nigeria

🇬🇧 United Kingdom → 🇳🇬 Nigeria

13 providers confirmed: payout by bank deposit, card, cash pickup, mobile wallet. Compare quotes on this route · GBP to NGN guide.

ProviderRecipient gets it viaPay withSource
InstaremNot stated on provider pageBank transferDebit cardofficial page
MoneyGramBank depositBank transferCredit cardDebit cardofficial page
PaysendBank depositCardCredit cardDebit cardApple/Google Pay, PayPalofficial page
RemitlyBank depositCash pickupMobile walletBank transferCredit cardDebit cardApple/Google Pay, PayPalofficial page
Ria Money TransferBank depositCash pickupNot stated on provider pageofficial page
SendwaveBank depositCash pickupDebit cardofficial page
Taptap SendBank depositBank transferDebit cardofficial page
TransferGoBank depositCardBank transferCredit cardApple/Google Pay, PayPalofficial page
Western UnionBank depositCash pickupBank transferCashCredit cardDebit cardApple/Google Pay, PayPalofficial page
WiseBank depositBank transferCredit cardDebit cardApple/Google Pay, PayPalofficial page
WorldRemitBank depositCash pickupMobile walletBank transferCredit cardDebit cardofficial page
Xe Money TransferBank depositCash pickupBank transferCredit cardDebit cardofficial page
XoomBank depositCash pickupNot stated on provider pageofficial page

Not offered here (per the provider's own site): OFX.

🇺🇸 United States of America → 🇳🇬 Nigeria

12 providers confirmed: payout by bank deposit, cash pickup, mobile wallet. Compare quotes on this route · USD to NGN guide.

ProviderRecipient gets it viaPay withSource
InstaremBank depositBank transferofficial page
MoneyGramBank depositBank transferDebit cardCredit cardCashofficial page
PaysendBank depositDebit cardApple/Google Pay, PayPalofficial page
RemitlyBank depositCash pickupMobile walletBank transferDebit cardCredit cardOtherofficial page
Ria Money TransferBank depositCash pickupBank transferDebit cardCredit cardCashApple/Google Pay, PayPalofficial page
SendwaveCash pickupDebit cardofficial page
Taptap SendBank depositDebit cardIn-appofficial page
Western UnionBank depositCash pickupBank transferDebit cardCredit cardCashofficial page
WiseBank depositBank transferDebit cardCredit cardIn-appofficial page
WorldRemitBank depositCash pickupBank transferDebit cardCredit cardofficial page
Xe Money TransferCash pickupBank depositBank transferDebit cardCredit cardofficial page
XoomCash pickupBank depositBank transferDebit cardCredit cardApple/Google Pay, PayPalofficial page

Not offered here (per the provider's own site): OFX, TransferGo.

Before you send

Compare what your recipient receives, not the fee: the exchange rate a provider uses is usually below the reference rate, and the gap is a cost. Get quotes for the same amount, payment method and payout method, then paste them into the transfer calculator. The UN's target is a total cost under 3%; the World Bank measured a 6.36% global average (Q3 2025).

We only list routes and providers we have checked; a missing provider may still serve this country. Fees, delivery times and limits aren't shown because we haven't verified them per route.