fin·calc

🇵🇭 Money transfer: Philippines

Provider coverage checked 2026-09-23 · reference rate loads live below

Sending money to Philippines: the local currency, which transfer providers officially serve each route we track, and how the money can be paid out — every provider row linked to the page we checked.

Reference rate loads here.

Sending money to Philippines

🇺🇸 United States of America → 🇵🇭 Philippines

13 providers confirmed: payout by bank deposit, card, cash pickup, home delivery, mobile wallet. Compare quotes on this route · USD to PHP guide.

ProviderRecipient gets it viaPay withSource
InstaremBank depositMobile walletBank transferofficial page
MoneyGramMobile walletBank transferCashCredit cardDebit cardofficial page
OFXBank depositBank transferofficial page
PaysendBank depositCardCash pickupMobile walletDebit cardApple/Google Pay, PayPalofficial page
RemitlyBank depositCash pickupHome deliveryMobile walletBank transferCredit cardDebit cardofficial page
Ria Money TransferBank depositCardCash pickupHome deliveryMobile walletBank transferCashCredit cardDebit cardApple/Google Pay, PayPalofficial page
SendwaveBank depositCash pickupMobile walletDebit cardofficial page
Taptap SendBank depositCardCash pickupMobile walletDebit cardofficial page
Western UnionBank depositCardCash pickupMobile walletCashCredit cardDebit cardofficial page
WiseBank depositMobile walletBank transferCredit cardDebit cardofficial page
WorldRemitBank depositCash pickupMobile walletBank transferCredit cardDebit cardofficial page
Xe Money TransferBank depositCash pickupMobile walletBank transferCredit cardDebit cardofficial page
XoomBank depositCardCash pickupHome deliveryMobile walletBank transferCredit cardDebit cardApple/Google Pay, PayPalofficial page

Not offered here (per the provider's own site): TransferGo.

Before you send

Compare what your recipient receives, not the fee: the exchange rate a provider uses is usually below the reference rate, and the gap is a cost. Get quotes for the same amount, payment method and payout method, then paste them into the transfer calculator. The UN's target is a total cost under 3%; the World Bank measured a 6.36% global average (Q3 2025).

We only list routes and providers we have checked; a missing provider may still serve this country. Fees, delivery times and limits aren't shown because we haven't verified them per route.