RHB Home Loan Calculator
Estimate your monthly RHB home loan payment at current rates. Free, no signup.
RM
%
yrs
Your monthly paymentRM 2,519
PrincipalRM 500,000
Total interestRM 406,694
TotalRM 906,694
Calculated live on this page · reference rates June 2026. Open the full tool →
RHB home loan rate
| Lender | Typical rate | Max term |
|---|---|---|
| RHB | 4.45% p.a. | up to 30 years |
SBR-linked; BNM OPR ~3%. Your rate depends on your profile and deposit — verify with the bank.
Worked example
Example: RM500,000 RHB home loan at 4.45% for 30 years.
- Monthly payment: RM2,519
- Total interest: RM406,694
- Total payable: RM906,694
Frequently Asked Questions
What is the RHB home loan rate?
RHB home loan rates are around 4.45% p.a. as a 2026 reference. SBR-linked; BNM OPR ~3%. Your exact rate depends on your profile and deposit.
How is the RHB monthly payment calculated?
Using the reducing-balance formula on the financed amount. Enter your amount, rate and term in the calculator above.
How much deposit do I need?
A larger deposit lowers your rate and total cost. Most lenders also add valuation, legal and registration fees on top of the deposit.
Can I reduce the total cost?
Yes — a bigger deposit, shorter term, and extra/early repayments all cut total interest. Check for any early-repayment charges first.